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Is Monzo down? Current status and outages today

Monzo is up and working normally.

Neither our automated checks nor user reports indicate a problem.

Status as of 31 October 2026, 31 Oct, 22:11 UTC · last check 1 min ago: responding (HTTP 200, 241 ms)

Having problems with Monzo? Tell us what’s not working — it helps others see if it’s an outage.

Monzo problem reports in the last 24 hours

22:1104:1110:1116:1121:56
Problem reports over the last 24 hours (0 total). A few reports are normal — an outage shows up as a sharp spike.

Most reported problems

No reports in the last 24 hours.

Where reports come from

No location data yet.

Response time from our servers over 24 h · average 205 ms

Monzo availability over 30 days based on our checks: 100.00 % (40 checks).

Recent Monzo outages

We haven’t recorded any Monzo outage since monitoring started.

Comments: what’s not working on Monzo

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Monzo outage FAQ

Is Monzo down right now?

You can see the current Monzo status at the top of this page. We check Monzo automatically every 3 minutes and collect reports from users at the same time. If reports spike sharply, we mark it as an outage.

How do I know if Monzo is down for everyone or just me?

Look at the report chart: if nobody else has reported a problem in the last hour and our checks are fine, the problem is most likely on your side (internet, device, app). If reports are rising sharply, Monzo has an outage.

What should I do when Monzo is not working?

If online banking fails, try the mobile app (and vice versa); if a contactless card payment fails, insert the card and use your PIN. Only log in via the official Monzo app or website — phishing links spread during outages.

Why is Monzo not working?

The most common causes are a server outage at Monzo, scheduled maintenance, a faulty update, problems with your internet provider or a sudden surge of users. Monzo usually announces the exact cause on its official channels.

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